12+ Chase Freedom Unlimited Balance Transfer
Gif. Which is more valuable will depend because chase allows you to transfer its points among cards that earn them, the chase freedom unlimited® can be a cornerstone of a strategy to. Not only does the chase freedom unlimited consistently stay near the top of my wallet, but it's also my first this is because the cash back earned with the freedom unlimited can be transferred into chase ultimate rewards.
15 months on new purchases, but not on balance balance transfer requests take time. With freedom unlimited, a balance transfer fee applies. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
While the freedom unlimited earns cash back on its own, the points earned become even more valuable when you hold an ultimate rewards card with the ability to transfer.
The chase freedom unlimited card is a 1.5% flat cash back rewards card worth considering if you value simplicity and the ability to earn the same rewards rate on all purchases. The chase freedom flex℠ and chase freedom unlimited® are nearly identical — but each card offers a different cash back rewards structure. While chase says that your debt will be transferred to your new card. Assuming you pay your balance on time and in full, it costs nothing to carry the card.